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8. Do not store Login ID and Password or PIN on your computer
Most computers have auto-saving or remember me features for logins and passwords. Avoid using these features as much as possible as they can be used by fraudsters when your device gets stolen or lost.
9. Do not disclose personal information
Avoid sharing personal information such as your address, mother’s maiden name, telephone number, social security number, bank account number or email-address both online and offline. Keep your personal identification cards secure and your online credentials safe. Only input your personal information in reliable sites and portals when online.
1. Sign up for email/SMS alerts for transactions
If your bank or credit card company offers this service, sign up to receive an email alert when your card has been used for a transaction. This makes it easy to pinpoint charges you didn’t make and allows you to take rapid action to cancel cards.
2. Shop on familiar websites
When it comes to online shopping, it’s best to use a trusted website rather than selecting a random website. If you’re familiar with the company and website, it’s easier to avoid scams. For a safe and secured online transaction, always make sure that the URL address starts with “https” and there should be a padlock icon beside it.
3. Check your statements regularly.
Review your bank and credit card statements regularly to look for suspicious transactions. If you have online access to your bank and credit card accounts, it’s a good idea to check them regularly.
If you have a Home Credit loan, you can check the My Home Credit App for easier monitoring. Should you observe any unrecognized transactions, please immediately call the Customer Service hotline at (02) 7753-5711.
4. Never give your card information to anyone
Don’t share your credit card details, such as 16-digit number, card expiration date, CVV, and OTP, to anyone. Remember that surrendering any of this information can lead to credit card scam.